Title: Exploring Investment Strategies: Start by Discovering Value!
The first step in your investment journey is discovering value. So, how do you discover your own value? We can measure this from two perspectives: your boss and the bank. Your boss evaluates your value by the salary they pay you, reflecting your work capability. The bank evaluates your creditworthiness by the loan amount they offer you, determining how much financial support you can receive.
For example, an accountant with a monthly salary of RM8,000 is considered valuable due to their high-skill education and work capabilities. When this accountant applies for a bank loan, the bank assesses their creditworthiness based on this salary and their personal commitment to decide whether to provide a loan and how much to offer. This represents their true value.
If you feel undervalued because your boss isn’t willing to pay you more and the bank is reluctant to offer you a loan, you need to reflect: why is your value not being recognized? It’s time to think about how to create value for yourself. The key is to find a way for others to make money through you, making you a valuable person.